"Ray Garner is one of the most honest people I know in Austin. I have used Farmers Insurance for years and years and I also refer my clients to Ray Garner at Farmers. My go to person in Ray's office is Debra Frey, she is pretty awesome on her knowledge of insurance on homes, condos, autos, renters insurance and now Tiny Houses... As a professional Realtor in Austin for years, I know good insurance rates and service when I see it.. Ray Garner is a good company man that has strong family and business values and he truly wants to get you the BEST RATES that they can get for you.....Give Ray or Debra a call and find out for yourself at 512-339-1800. I would not endorse this review if I did not believe in Farmers Insurance -Ray Garner. As a customer, I have trusted them for years with no regrets." - Terri Thompson, Thompson Realty Group, Austin, TX